An important estate planning document that any adult of any age should have in place while residing in this state is an Indiana Advance Directive. This document (sometimes called a “living will”) lets people state their wishes for what kind of life-prolonging care they want – and don’t want – if they’re gravely ill or catastrophically injured.
These documents often address scenarios wherein someone can’t survive – at least, for a time – without measures like artificial respiration and feeding tubes. By putting an advance directive in place, a person can save their loved ones the pain of making potentially excruciating decisions at an already-difficult time.
If you’re ready to put an advance directive into place, it’s important to name a health care representative (HCR). This is the person who will have the authority, accompanied by your medical power of attorney (POA), to talk with and receive information from your medical team regarding your condition and their recommendations. They typically must follow the wishes designated in your advance directive, but they’ll also have the authority to make decisions in situations not covered in the directive.
What should you consider?
Choosing an HCR may be simple – particularly if you’re married or have an adult child or sibling to whom you’re especially close. However, it’s important to choose at least one alternate who’s unlikely to be involved in a catastrophic crash or other event with you.
It doesn’t have to be a relative. Any HCR and alternate, however, should be a trusted person who knows you well and understands your values and beliefs (religious or not). Even if they don’t share them, they need to commit to advocating for your wishes.
An HCR must be able to make important decisions under pressure and stay calm in stressful situations. They need to be able to stand up to doctors, relatives and others who may be pressuring them.
It’s crucial to get the consent of your chosen HCR and your alternates before codifying your selections. It’s smart to have them review your advance directive to make sure they’re comfortable with everything in it. They should have a copy (or access to a copy) once it’s final.
An advance directive is one of those things, like an insurance policy or a prenuptial agreement, that you hope will never be needed. However, it’s wise to have one since you never know what the future will bring. With sound legal guidance, you can get this part of your estate planning off your to-do list.